Self-made millionaires achieved this status because they were
willing to pay the price.
There is a price to pay for getting rich, just as there is a price to pay for
everything you attain in your life.
Many chatter about being willing to pay the
price, but few will actually do so.
Now, if you are serious about becoming a wealthy man or woman, you need to be
prepared to pay the considerable price tag associated with that blissful state.
It doesn't come free.
So let's talk honestly, frankly and openly about exactly what is involved if you
are to make your fortune. You will not read what I am about to tell you in any
'feel good' book.
To make a lot of money, you're going to have to give up many things. Often you
won't even know what the price is when you start out. Nevertheless, you must
resolve to pay it. This is the factor which stops most people from getting rich.
They want it for nothing and are not willing to sacrifice anything at all to get
it. This is a fantasy.
I think my strength is in smashing illusions, fantasies, and myths. Most people
sign up for a great many of these fantasies which they believe to be 'the truth'
and this has a huge impact on their wealth creating efforts. Often it even
threatens survival.
Most people barely survive financially. Worse still, lacking an iron-grip
control on even the basics of their lives, they mumble the incantations of
success, expecting magical results. That is, results which do not exact a price
or penalty.
Let us be brutally honest here, this is the state of people in the United States
today:
1. 2% are wealthy.
2. 5% are comfortable. They live in a decent house with a small or zero
mortgage, they drive a new car, they take one or two holidays each year. They
have enough money for most of the things they need, but they are not wealthy. I
would describe them as being in the high end of their comfort zone.
3. 53% are scraping along day-to-day, month to month. They are just about paying
their way, but there is never any money left over for luxuries. Also, they live
in constant fear of the large unexpected bill, tax demand, or medical expense.
They are hanging on to the tricky business of life by the fingernails - barely
surviving; lurching from crisis to crisis.
4. 40% are days away from drowning and are coming up for air for the third time.
Their past mistakes and failures have created a crippling burden of debt which
they have not the slightest hope of paying back through working at a normal job.
The crushing weight of their errors and the cumulative effect of years of
laziness, inaction and lack of discipline have created a terminal situation.
Each month they sign up again for inaction and myopia. Each month their load
becomes a little heavier. Without urgent and immediate action, the outcome is
inevitable - total financial collapse.
As an aside, I would like you to reread the above paragraph and notice how I
place the blame for this situation squarely on the shoulders of the person
experiencing it. This is where it belongs of course but it is unfashionable to
say so.
In a society which seeks to crush individualism and make each one of us a worker
in the state collective, how can an individual possibly be to blame for his own
misfortune? He cannot. This would give the individual some personal power, and
that cannot be right!
No. It must be society, greedy capitalists, manipulative industry, bad luck, his
upbringing, peer pressure, his race, lack of education, his age, lack of
opportunity, or any one of a hundred other factors all of which are out of his
control. In short, he is not to blame, according to modern thinking.
If you doubt this, read the following and see if it has a familiar ring:
"Yes, I admit it. I'm flat broke and I owe tens of thousands of dollars to other
people which, to be honest, I don't have a prayer of paying back. But it's not
my fault. I was made redundant from my job and thrown on the scrap heap at 40.
Those greedy bosses call it downsizing - but I don't notice any downsizing in
their fat wallets. Twenty years I've worked there, and that's all the thanks I
get. I'm a heavy- motor electrical engineer, and there just aren't that many
jobs around for someone of my abilities. I've applied for a few but they always
want younger men.
I guess losing my job made me kinda depressed and my wife couldn't take it. She
wants a divorce and the b**ch is taking me for every penny. I don't have any
savings, and the money I get from the state is a joke. Sure I'm broke, but as
you can see it's not my fault."
An aspiring millionaire never blames anything or anyone but themself for the
circumstances of their life.
Copyright 2001. Stuart Goldsmith. All Rights Reserved.
Stuart Goldsmith is a multimillionaire teacher, author
and lecturer. He created a 16 million dollar fortune starting from heavy
debt and despair, and has taught
thousands of others how to live debt-free & wealthy. You can read more
of his articles, as well as those of other wealth teachers, in the
Prosperity Mentors ezine.
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